For years, hardworking Americans have worked in high stress and high-risk environments — from correctional officers and construction workers to machinists, nurses, and warehouse employees. When these workers are injured, they may never be the same again. Insurance companies are businesses who understand profits, not people, and may not fully understand how a work accident can derail your life. Your claim may be denied despite clear medical evidence that you are unable to return to work.
There were 14,000 accounted for work-related fatalities in 1970 before the Nixon administration finally came to terms with blue-collar America and instilled a set safety standard. That standard would become known as Occupational Safety and Health Administration, better known as OSHA. OSHA became the safety agency of the United States Department of Labor. However, even setting the standard does not keep everyone safe.
“The Fatal Four” is a term created by OSHA. The fatal four comprises of 1) falls; 2) being struck by objects; 3) electrocution; and, 4) caught in/between fixed objects. The “fatal four” is responsible for over half of America’s deceased or permanently disabled employees. The United States Department of Labor estimates that eliminating the Fatal Four would save 631 workers’ lives in America every year.
Falls – 384 out of 991 total deaths in construction in 2016 calendar year (38.7%)
Struck by Object – 93 (9.4%)
Electrocutions – 82 (8.3%)
Caught-in/between*– 72 (7.3%)
(*This category includes construction workers killed when caught-in or compressed by equipment or objects, and struck, caught, or crushed in collapsing structure, equipment, or material) [Source]
In addition to workplace deaths, a percentage of those involved in catastrophic workplace accidents do live, but cannot return to work. OSHA defines disability using two methods: individuals reporting a work-limiting impairment or a health condition, and individuals receiving Social Security Disability Insurance. The former group is considerably larger and is commonly used in literature to measure the prevalence of disability.
Kimmel, Carter, Roman, Peltz, & O’Neill is Delaware’s largest law firm exclusively handling personal injury, Kimmel Carter’s attorneys have more than 170 years of combined experience, all dedicated to Delaware’s injured victims. America’s foundation was built on the blue-collar community. For the last 46 years, Kimmel Carter has protected that foundation.