

What is the importance of UM/UIM?
In Delaware, if you are injured in an automobile collision caused by another driver, the at-fault driver’s insurance policy should compensate you for your pain and suffering. But what happens when the at-fault driver is uninsured? If the at-fault driver causes injuries to you and/or your passengers, and that driver either 1) does not have an active automobile insurance policy, or 2) the at-fault driver flees the scene of the collision and is not identifiable, the uninsured m