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Debunking Common Legal Myths



The world of law is often shrouded in mystery, misconceptions, and myths that can leave us feeling bewildered and overwhelmed. Whether you’re navigating a legal issue or simply curious about how the legal system works, separating fact from fiction is crucial. Let’s dive into a few of the most common legal myths we encounter at Kimmel Carter.

  • I have full coverage, so I am covered.

Delaware law requires that every driver carry automobile insurance when operating a vehicle. However, when selecting a policy, you select coverage amounts. Getting a good rate doesn’t always mean you are well-insured. While you can't control how other drivers drive or what insurance they carry, you can protect yourself by having good insurance. Ask one of our attorneys at Kimmel Carter about your insurance coverage to ensure you are properly insured.

  • My insurance company has my best interest in mind.

Unfortunately, even though you pay a premium for coverage, your insurance company doesn’t always have your best interest in mind. Insurance companies are businesses; as such, they often try to get away with paying as little as possible on a claim. The attorneys at Kimmel Carter can help ensure that your insurance company is paying for the benefits they are supposed to under the policy you’ve selected.

  • Personal injury claims = quick easy money.

As many injured people can attest, recovery can be a slow process followed by good and bad days. Generally speaking, once you accept a settlement from the insurance company, you are barred from additional recovery regardless of the progression of your injury. Therefore, it is important to wait to accept any settlement until you understand your injury and recovery. That being said, if you are not in a position to accept a settlement within two years of the date of injury, you must file a lawsuit to preserve your rights to bring forth a claim.

  • I’ll have to go to court if I get a lawyer.

Our job as your lawyer is to get the best outcome for your case. That doesn’t always mean going to court. If the insurance company is undervaluing your case, or not offering a fair resolution, court may be necessary. However, many cases are resolved through negotiations with our skilled attorneys, thereby making going to court, in most cases, unnecessary. However, our attorneys are skilled trial lawyers and if going to court is necessary, we will advocate zealously for our clients.

  • You don’t need a lawyer for a personal injury case.

While it is certainly possible to represent yourself if you are injured, there are many advantages to seeking representation. Retaining a lawyer can result in higher settlements and ensuring your rights are protected. The personal injury attorneys at Kimmel Carter are experienced in working with adjusters and navigating the law to ensure you are getting maximum recovery for your injuries. Contact one of our personal injury attorneys today for a free consultation and to learn how we can add value to your case.


We encourage you to continue your quest for legal understanding, consult with professionals when needed, and share your newfound knowledge with others. By debunking these myths, we collectively contribute to a society where the law is not a source of confusion, but a pillar of justice and protection for all.


If you have been injured in an auto or work accident, the experienced attorneys at Kimmel Carter are here to help. Call (302) 565-6100 for a free legal consultation.

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