Decoding Legal Jargon: Understanding Workers Comp and Personal Injury Terms
Personal Injury Terms:
1. Negligence: The failure of an individual to act with reasonable care or precaution, leading to the injury of another person.
2. Liability: The legal responsibility for someone else's injuries or damages.
3. Damages: The compensation awarded to the injured party, including medical bills, lost wages, and pain and suffering.
4. Statute of Limitations: The time period within which a personal injury claim must be filed.
5. Comparative Fault: A legal doctrine that allows the court to consider the percentage of fault each party has for the injury.
6. Pre-Existing Condition: An injury or illness that existed prior to the accident.
7. Contingency Fee: A fee paid to a lawyer only if the injured party wins the case.
Workers Compensation Terms:
1. Employer: The person or entity responsible for providing workers compensation benefits to an injured employee.
2. Employee: The injured person who is eligible for workers compensation benefits.
3. Medical Benefits: The compensation awarded to the injured employee to pay for medical expenses.
4. Disability Benefits: The compensation awarded to the injured employee if they are unable to return to work.
5. Return to Work Program: A program designed to help injured employees transition back to work.
6. Independent Medical Examination: An examination conducted by a doctor hired by the employer to assess an injured employee's health status.
7. Permanent Impairment: A condition that causes a permanent injury or disability.
Understanding these terms can help injured individuals navigate the legal process and ensure they receive the compensation they deserve. It's important to consult with an experienced personal injury or workers compensation attorney to fully understand your rights and options. If you have any questions or have been injured in an accident, reach out to an attorney at Kimmel Carter at 302-565-6100 for a free legal consultation.