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  • Writer's pictureAmanda K. Dobies, Esq.

Navigating the Complexities of Workers' Compensation Claims: A Step by Step Guide


two construction workers facing the job site


Work-related injuries can disrupt your life, but understanding your entitlements to workers' compensation benefits is crucial. These benefits cover lost wages, medical expenses, permanent impairment, disfigurement, and mileage - providing a financial safety net during challenging times. Unfortunately, many deserving claims are denied due to common mistakes made by the employee. Let's break down the process step by step to help you avoid these pitfalls and successfully navigate the complexities of workers' compensation claims.



PROMPT MEDICAL TREATMENT

Time is of the essence. After a work-related injury, seek medical treatment as soon as possible. The essence of workers' compensation is to facilitate recovery, but a delayed response might raise doubts about the severity of your injury. Provide specific details to your medical provider as to how your work injury occurred. Explain each body part injured in the work accident.


REPORT THE INJURY

Communication is key. Immediately report the injury to your supervisor and familiarize yourself with your workplace's reporting procedures. Some employers require incident reports, so ensure you complete them accurately. Even if not mandated, providing written notice creates a concrete timeline, a crucial factor in establishing the authenticity of the accident.


DOCUMENT INCIDENTS

Details matter. If your employer requests an incident report, complete it diligently. Include all pertinent information and list witnesses. In cases where no formal report is required, document the incident in writing. This meticulous documentation serves as a solid foundation, helping prove that notice was provided promptly.


BE CAUTIOUS WITH DOCUMENTS

Protect your interests. When the employer's insurance company contacts you, they may ask you to sign documents. Before putting pen to paper, it's wise to consult with a workers' compensation attorney. These documents may not comprehensively reflect your injuries or accurately state your wage information.


LEGAL GUIDANCE

Know your rights. If proper notification and prompt medical attention are not sought, your eligibility for workers' compensation benefits could be at risk. Seeking guidance from an experienced workers' compensation attorney is a proactive step towards ensuring your rights are protected throughout the process.


Remember, the key is prompt action and clear communication to ensure a smoother process when dealing with workers' compensation claims.

 

If you have been injured in an work related accident, the experienced attorneys at Kimmel Carter are here to help. Call (302) 565-6100 for a free legal consultation.



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